Education - Lithic Blog | Card Issuing, Fintech, Product Updates

Chargeback Guide for Fintechs

This guide is designed to help fintech founders understand the intricacies of chargebacks and how to build a strategy to manage them effectively.…

Legal

Explainer on Gift Card and Promo Card Rules

Gift cards and promotional cards are like prepaid cards that come pre-loaded with a specific amount of money. In this blog, we explain how these cards are regulated.…

Legal

Explainer on The Prepaid Rule for Fintechs

If you’re issuing cards, you’ve likely heard about prepaid cards. But why are so many fintechs offering these products? And why is the prepaid card market valued at over $1.73 trillion?…

Education

What is Interchange? How Fintechs Earn Revenue from Credit and Debit Cards

Explore the economics of interchange fees, their role in the payments market, and how founders can earn interchange by offering card products.…

Education

Explainer on the Electronic Fund Transfer Act & Regulation E for Fintechs

In this blog, we break down the EFTA and Regulation E for fintechs. These are federal laws that protect consumers when they transfer funds electronically.…

Education

Crypto and Fintech: A World of Opportunities at the Intersection

Should fintech leaders go “all-in” on crypto and Web3? Or, should they play it safe and stay out of the fray? There’s a third way: the combination of crypto with best-in-class fintech.…

Education

Buy Now Pay Later (BNPL): The Unbundling of Credit Cards

Buy now pay later (BNPL) has quickly become a mainstream, preferred checkout method for consumers across the globe. Driven by a much larger shift — the unbundling of traditional credit cards — BNPL will open up a myriad of opportunities across the fintech ecosystem.…